From the day you reserve to the end of your two-year aftercare, here is what happens, when you pay and who you deal with.
01
Reserve
Choose your home and pay a refundable reservation deposit. The home comes off the market and the price is held while the purchase agreement is prepared.
02
Hire an attorney and get pre-approved
Your attorney receives the offering plan and the purchase agreement the same day. Most buyers have a mortgage commitment within four to six weeks.
03
Sign the contract
You sign the purchase agreement and pay the contract deposit, which is held in escrow until closing. From here, the home is yours to plan for.
04
Watch it go up
Monthly photos from the site, hard-hat tours every other Saturday, and a choice of kitchen and floor finishes while there is still time.
05
Walk through
We pay for an independent inspector to check the home before closing, then walk you through it ourselves and agree the punch list.
06
Close and move in
Your mortgage and the balance of the price are paid at closing, and you collect the keys. Two years of aftercare start that day.
When you pay
$10,000
10% of the price, less the reservation
The rest of your down payment, your mortgage and closing costs
Pick a home or type a price to see what you pay to reserve, at contract signing and at closing, and roughly what the mortgage costs each month.
01
$10,000 to reserve, refundable until you sign
02
10% at contract signing, held in escrow
03
The balance and your mortgage at closing, when the home is finished
Estimated monthly payment
$4,581 principal and interest on a $744,000 loan, plus $698 property taxes
Reserve$10,000
Today, refundable until you sign
Sign the contract$83,000
Within 30 days, making 10% in all, held in escrow
Close$93,000
The rest of your down payment, plus closing costs
An estimate only, not a loan offer. Excludes insurance, common charges and closing costs. Your lender sets the rate and the terms.
Marlow Gardens
The Iris, home 3
910,000
Timber Yard
The Larch, home 16
930,000
Marlow Gardens
The Iris, home 7
940,000
Timber Yard
The Larch, home 22
1,000,000
Timber Yard
The Larch, home 18
1,050,000
Timber Yard
The Larch, home 4
1,090,000
Timber Yard
The Larch, home 12
1,160,000
Marlow Gardens
The Linden, home 6
1,200,000
Timber Yard
The Alder, home 24
1,330,000
Timber Yard
The Alder, home 20
1,350,000
Timber Yard
The Alder, home 28
1,390,000
Timber Yard
The Alder, home 5
1,400,000
Timber Yard
The Rowan, home 17
1,450,000
Timber Yard
The Rowan, home 7
1,500,000
Timber Yard
The Alder, home 13
1,540,000
Timber Yard
The Rowan, home 9
1,580,000
Stonehouse Row
The Purbeck, home 2
1,590,000
Stonehouse Row
The Purbeck, home 7
1,760,000
Timber Yard
The Cedar, home 25
1,870,000
Timber Yard
The Cedar, home 31
1,910,000
Timber Yard
The Cedar, home 26
2,020,000
Stonehouse Row
The Ketton, home 5
2,080,000
Stonehouse Row
The Ketton, home 8
2,080,000
Timber Yard
The Cedar, home 8
2,100,000
Stonehouse Row
The Ketton, home 12
2,240,000
Can I buy before the building is finished?
Yes. Most of our homes are sold pre-construction, from the floor plans, the offering plan and a visit to the model residence. You can visit the site on a hard-hat tour before closing.
What if my rate lock runs out before closing?
Standard rate locks run 30 to 90 days, and many lenders offer extended locks for new construction. Your loan officer can extend the lock or let it float. We give an estimated closing window at contract signing so you can plan for it.
Is the reservation deposit refundable?
Yes, in full, until you sign the purchase agreement. Once you sign, it is credited toward your contract deposit.
Can I change the finishes?
Buyers who sign before the finishes stage can choose from three kitchen palettes, two countertops and two floor finishes at no extra cost.
What does the aftercare cover?
For two years after closing, our customer care team fixes anything that is down to how the home was built, with someone on site within 48 hours. Our limited warranty covers the structure for six years.
Can I bring my own agent?
Yes, and many buyers do. Our sales team represents Urbanform, and is happy to work alongside your agent from the first tour to closing.
A reservation holds the home and its price for 30 days while the purchase agreement is prepared. The reservation deposit is refundable in full until you sign.
At contract signing you pay the contract deposit shown on your reservation form, less the reservation deposit. It is held in escrow until closing.
The balance of the price and your closing costs are due at closing, within the estimated closing window given in the purchase agreement.
These terms are a summary. The complete offering terms are in an offering plan available from the sponsor. File No. CD00-0000.
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